Some Highlights:

• The Mortgage Process may seem complicated, but broken down into steps it becomes fairly straightforward.
• Many buyers are purchasing a home with a down payment as little as 3%.
• You may already qualify for a loan, even if you don’t have perfect credit.
• Get pre-approved BEFORE looking or searching for homes.
• Talk to your real estate professional for referrals to mortgage brokers and lenders they know and trust. Your Realtor is there for much more than just showing you homes.
• Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.